Banking access has expanded rapidly in India, but not everyone relies on debit cards or smartphones for everyday transactions.

Accessing cash is now simpler and stress-free. By 2026, withdrawing money without a physical card is easy and secure. Use your Aadhaar card at a micro ATM or your smartphone with a UPI app at an ATM.

India has eased restrictions on its Aadhaar authentication service, a digital identity verification framework linked to the biometrics of more than 1.4 billion people, to let businesses, including ...