Is a Home Equity Line of Credit a Good Idea? A home equity line of credit (HELOC) may be a good idea depending on your circumstances and purpose for applying. By taking out a HELOC, you are putting ...

A home equity line of credit, or HELOC, is a type of second mortgage, while a refinancing is where the terms of the existing debt are renegotiated. A refinancing pays off the existing mortgage and ...

Splitero reports on equity-sharing agreements as a new way for homeowners to access equity without monthly payments, offering ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Though both home equity borrowing options use your home as collateral, ...

Lenders looking to capture the interest of borrowers are rolling out promotional interest rates on home equity lines of credit (HELOCs) as a way to stand out in the current high-rate environment.

Splitero reports on strategies for managing post-holiday debt, comparing home equity and credit card options to reduce ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Homeowners are cashing in on years of home equity gains, even as mortgage rates remain elevated. The trend sent cash-out home refinancing activity to a nearly three-year high in the April-June quarter ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...