Umbrella insurance is often overlooked, yet it plays a crucial role in safeguarding assets against unforeseen liabilities.

Umbrella insurance is a type of liability coverage that kicks in when your other policies (like auto or homeowners) max out.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Having a home, savings, or a teen driver puts you at risk of large lawsuits. Here's why experts say you need this smart, ...