Discover how student loans are amortized, what it means for your repayments, and tips for managing your loan more effectively ...

With the U.S. government once again forwarding missed student loan payments to collections, millions of Americans are experiencing declines in their credit scores. Last month, the Education Department ...

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score. By Ann Carrns Young adults, those 18 to 29, are starting to see the negative ...

Like any form of debt, student loans have the potential to affect your credit either positively or negatively. Many Americans have had the latter occur in recent months as student loan payments resume ...

NEW YORK (AP) — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

As the cost of tuition, housing and books continues to rise, it's becoming increasingly difficult for many students to pay out of pocket for college. Right now, for example, the average cost of ...