Learn which SBA loans qualify for forgiveness in 2025. Only PPP loans offer full forgiveness, while EIDL loans must be repaid. Get complete application guidance, deadlines and hardship relief options.

The U.S. government will greatly simplify the process by which borrowers of a $525-billion-pandemic-relief fund do not have to repay some of the smallest loans, the Department of Treasury said.

Borrowers under the Income-Based Repayment (IBR) plan are now receiving notices that they still qualify for relief.