An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a conventional loan. You can use an FHA loan to buy, build or renovate a home, or ...

If your credit is just so-so or you’re struggling to save for a down payment, an FHA loan may help you finance the home you want. These government-backed loans typically offer lower interest rates and ...

FHA loans are insured by the federal government and financed through lenders that sell the loans into securities guaranteed by Ginnie Mae. That backing lets investors accept slightly lower yields, ...

No more mortgage madness — this guide can help you decide which type of loan is right for you. Getty Images Fixed-rate mortgages offer stable payments and suit long-term homeownership plans. ARMs and ...

As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years. That’s according to a new report from ...

Affordability, Quality of Life and Access to Low-Down Payment Loans Push Oklahoma City, Huntington, W.Va., and Lubbock, Texas, to the Top "Buying your first home is a major milestone, and in today's ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...