For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

By Melissa Lambarena, NerdWallet When debt feels overwhelming, it can be hard to imagine how any general one-size-fits-all advice can lead to financial freedom. Financial therapists suggest that a ...

Debt management is a systematic way to pay off your debts, either on your own or with the help of a professional debt management company. Debt management companies are skilled at negotiating on your ...

Achieve reports on options for debt help, which vary from debt consolidation to professional relief or bankruptcy.

A structured debt payment plan helps reduce interest costs, speed up repayment, and create financial stability. Learn ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

If you're struggling with high amounts of debt and are unable to get the issue under control, the promises made by debt management companies — items like "reduce your payments," "consolidate your debt ...

National nonprofit credit counseling agency Take Charge America reveals the critical components and benefits of this effective, yet underutilized debt relief option. When faced with mounting credit ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Nonprofit debt consolidation is a ...