Promise Home Loans (NMLS #2372318) is an online mortgage lending company started in 2022. The company provides options for both home purchases and refinances to borrowers in four states: California, ...

Lenders charge origination fees to cover the costs of making loans. These fees can increase your borrowing costs, whether you're taking out a mortgage, a personal loan or a student loan. Before you ...

Swift Home Loans provides home purchase and refinancing solutions across 48 states and Washington, D.C. Its offerings include conventional, government-backed and specialty loan programs, with support ...

Conventional homebuying advice focuses heavily on the money you’ll need to save up for a down payment but gives less attention to the notable sum required to cover closing costs. It’s no surprise, ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

When closing on your dream home, you may encounter a variety of expected and unexpected fees. One fee that the mortgage lender will charge is an origination fee. These fees, also called mortgage ...