With so many alternatives on the market, choosing the best mortgage loan can be stressful. Before selecting a mortgage loan or lender, find out about the different mortgage types, terms, and types of ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

If you’re in the market for a home but don’t have a lot of cash for a down payment, you can still get a mortgage. Conventional 97 home loans allow you to purchase a home with just 3% down and offer ...

Physician mortgage loans are geared toward soon-to-be or new doctors who may not qualify for other home loan programs because of their student loan debt. Lenders are less stringent about ...

Home improvement loans are used specifically for financing repairs, renovations or remodels. Lenders offer unsecured loans based on your credit or secured loans based on your property's equity.

Elysse Bell is a finance and business writer for Investopedia. She writes about small business, personal finance, technology, and more. Maskot / Getty Images A home equity loan and a personal loan ...