Many Americans with high-deductible health insurance plans face a cold reality at the start of every year. Those deductibles will have to be paid before most coverage starts. That can mean thousands of dollars in fresh health care bills. Such financial ...

For millions of Americans, the end of the year means it’s time to review health insurance coverage as open enrollment for 2025 gets underway. That usually takes place in October and November for the 154 million who get their plan through work; for the ...

A cancer patient in Deer Park fell $2,200 in debt because of it. An Islip woman doesn’t fill her prescription to avoid it. And a Melville parent spends hours every month ensuring her payments are properly credited toward it. Four-figure deductibles are ...

A deductible is the amount of money you pay each year for healthcare before your insurance company starts to pay. Until you meet your deductible, you are responsible for paying for your doctor’s visits or treatments, with some exceptions. Once you reach ...