Caroline Banton has 6+ years of experience as a writer of business and finance articles. She also writes biographies for Story Terrace. Erika Rasure is globally-recognized as a leading consumer ...

Certificates of insurance play an important function in doing business. Companies need a certificate to get work. A contractor needs one to get onto a jobsite. A trucker needs one to be able to pull ...

In business, as in life, things can go horribly wrong. Homeowners don't want to be on the hook if a roofer or electrician is injured on the job. Landlords worry about business tenants damaging the ...

COIs verify business insurance coverage, outlining policy type, effective dates, and limits. Unlike insurance binders, COIs are issued for active policies after underwriting is complete. Businesses ...