These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

A common formula for calculating how much life insurance someone needs is to multiply their annual income by 7 to 10 times. This number can give the policyholder a target amount for the life insurance ...

Rebecca Rosenberg has 10+ years of experience as a writer and content strategist. She has written dozens of articles on retirement, financial planning, business, tech, and more. Rebecca has a master’s ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Suzanne is a content marketer, writer, and fact-checker. She holds a ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...