The stock market has been in turmoil in the last few months. Many investors are seeing their returns from equity being eroded ...

EPF, PPF and NPS remain India’s top retirement options for 2025. EPF offers stable returns, PPF ensures safe long-term savings, while NPS delivers the highest market-linked growth, making it ideal for ...

India's National Pension System (NPS) has emerged as a high-performing and cost-effective retirement planning tool, delivering over 13 per cent average annual returns in its equity schemes since ...

In NPS, tax benefit is available for contribution up to Rs. 2 lakh/annum. Public Provident Fund (PPF) and Provident Fund (PF) take centre stage whenever savings for retirement come to mind for most of ...

EPF offers fixed, government-backed returns mainly for salaried employees, ensuring safety and stable post-retirement income. NPS is open to everyone, provides market-linked returns, and offers ...

New framework allows capped exposure to alternative assets and broader equity baskets aiming to boost diversification and ...

A practical look at how the two biggest long-term savings tools behave over decades — and why the better option depends on ...

Retirement solutions: The deadline for switching to the Unified Pension Scheme (UPS) is fast approaching, with the option remaining open until September 30, 2025. The scheme, introduced for central ...

The government has introduced a one-time, one-way switch for central government employees who initially opted for the Unified Pension Scheme (UPS), allowing them to revert to the National Pension ...

To increase the acceptability of the guaranteed unified pension scheme (UPS) among its 2.7 million-strong staff, the Centre on Monday said it will allow a one-time one-way switch facility from UPS to ...

It is not mandatory for central government employees under NPS to choose UPS. Also, only those employees who have completed 10 years of service are eligible for a switch.