The National Pension System (NPS) has now brought some flexibility for subscribers after the PFRDA, or Pension Fund ...

The stock market has been in turmoil in the last few months. Many investors are seeing their returns from equity being eroded ...

National Pension System subscribers can choose their fund managers – each of which has a unique portfolio of assets based on ...

Understanding NPS: Retirement planning is among the most critical areas of personal finance. With growing life expectancy and escalating expenses, it has become extremely essential to have a financial ...

They also make more sense if you fall in the 0–20% tax bracket, where the pre-tax advantage of products like NPS largely ...

The government has introduced a one-time, one-way switch for central government employees who initially opted for the Unified Pension Scheme (UPS), allowing them to revert to the National Pension ...

EPF offers fixed, government-backed returns mainly for salaried employees, ensuring safety and stable post-retirement income. NPS is open to everyone, provides market-linked returns, and offers ...

India's National Pension System (NPS) has emerged as a high-performing and cost-effective retirement planning tool, delivering over 13 per cent average annual returns in its equity schemes since ...

Retirement solutions: The deadline for switching to the Unified Pension Scheme (UPS) is fast approaching, with the option remaining open until September 30, 2025. The scheme, introduced for central ...

In NPS, tax benefit is available for contribution up to Rs. 2 lakh/annum. Public Provident Fund (PPF) and Provident Fund (PF) take centre stage whenever savings for retirement come to mind for most of ...