A split Fed cuts interest rates
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According to TransUnion, one the U.S.’s three largest credit reporting agencies, the average American held $6,523 in credit card debt at the end of September, up $143 from the same point last year and over $1,000 more than in the third quarter of 2022.
The best cash back card this month delivers 6% in the category you choose, no annual fee, and strong first-year value.
Under the new proposal, Visa and Mastercard would lower swipe fees by an average of around 0.1 percentage point for several years and cap "standard" consumer card rates at 1.25% for eight years. But the proposal would also loosen rules that require merchants to accept all of a network's credit cards.
Most credit card rewards programs let you redeem your points or miles for gift cards. The process is typically easy - open your rewards portal, search for a gift card you want to buy and then redeem your points to purchase the card.
You can dispute credit card transactions and get your money back in some situations. Learn about the valid reasons to dispute a charge on your credit card.
Whether you want an instant discount or a stack of rewards for your summer vacation, there's a bonus your holiday shopping can help you earn.
Klarna Takes on Amex Platinum and Chase Sapphire with Premium Perks That Don’t Require a Credit Card
The Swedish fintech’s new tiers offer luxury travel perks, lounge access, cash back, and subscriptions as more Americans shift toward BNPL.
We’ve selected six cards based on rewards earned on dining out and ordering in, and any features that might make them a good choice to pull out when the check comes.
You'll now be able to do contactless credit and debit card payments on all Bay Area transit agencies as part of a new Clipper Card rollout.
Grocers pay a lower rate than other businesses and they tend to have more recurring customers, making them less likely to implement credit card surcharges.