Use RDs for certainty and near-term goals, SIPs for long-term growth—and mix both to balance safety and returns.

Would you rather sleep peacefully or grow wealthy quietly? That’s essentially what the SIP vs RD debate boils down to. Both allow disciplined monthly investing, but one protects capital while the ...

When it comes to investing in mutual funds, there’s no one-size-fits-all approach. Different strategies cater to different financial goals, risk appetites, and cash flow needs. Three well-known ...

Most people hear the same advice: “Bas invest karo!” But before choosing SIP, Lump Sum, or STP, it’s critical to understand how each actually works. As CA Nitin Kaushik bluntly puts it, “Your returns ...

Debentures and fixed deposits are two different ways of investing money through relatively low-risk financial instruments. A debenture is an unsecured bond. Essentially, it is a bond that is not ...