How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Personal loans are multi-purpose loans you can use for almost anything. Finding the right loan can help you unlock the funds you need for life’s biggest expenses. Most personal loans are unsecured — ...