Advanced Internal Rating-Based (AIRB) Approach: Measuring Credit Risk

Learn how the Advanced Internal Rating-Based (AIRB) approach helps financial institutions internally assess credit risk using ...

AI As A Credit Early-Warning System: Spotting Credit Deterioration Before It Escalates

Credit deterioration seldom happens suddenly. The earliest signs of weakness emerge long before financial statements or ratings acknowledge them.
Finextra

AI in Fintech: Revolutionising Credit Risk Models

Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...
Seeking Alpha

Pagaya: Risk-Heavy Credit Model Faces Mounting Headwinds

Pagaya partners with lenders to underwrite some of the loans they don't want on their balance sheet. While PGY sells these loans, they keep some on their balance sheet. These loans, held for ...
techtimes

Balancing Accuracy and Transparency: Olubunmi Martins-Afolabi on Explainable AI in Wholesale Credit Risk Assessment

A visionary business analyst and product owner with 18 years of proven track record in driving industry-transforming financial solutions in the UK, Olubunmi Martins-Afolabi possesses exceptional ...
Reuters

India cenbank lays down regulatory principles for credit risk models

MUMBAI, Aug 5 (Reuters) - The Reserve Bank of India said on Monday that the entities it regulates will have to abide by certain broad principles when employing various credit models, as it attempts to ...