Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

In a recent monthly newsletter from IRA expert Ed Slott, a discussion of loan options from retirement accounts referenced a ...

Learn how to assess savings, manage cash flow, and explore part-time work and health coverage options to stay financially ...

Knowing the IRS rules on 401(k) withdrawals can help you determine how to handle your high-rate credit card debt.

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

For example, if you pulled $200,000 now and qualified under a penalty-free exception, you’d still pay full income tax on the ...

If you were born before 1952 and have traditional investment plans, there are some important withdrawal requirements you need ...

Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and ...

Making your first retirement account withdrawal is a milestone — one that requires planning, timing and strategy. The right ...

These accounts offer tax breaks in the course of building retirement savings. And since you'll need retirement savings to ...

Knowing these rules can help you avoid big penalties or unnecessary withdrawals.

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...