Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

In a recent monthly newsletter from IRA expert Ed Slott, a discussion of loan options from retirement accounts referenced a ...

Learn how to assess savings, manage cash flow, and explore part-time work and health coverage options to stay financially ...

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

For example, if you pulled $200,000 now and qualified under a penalty-free exception, you’d still pay full income tax on the ...

If you were born before 1952 and have traditional investment plans, there are some important withdrawal requirements you need ...

More workers are dipping into retirement funds to cover emergencies—but the long-term costs can be devastating ...

Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and ...

As of 2025, the average 401(k) balance for Americans in their 50s is around 490,000 dollars. That means a 54-year-old with 4 million dollars saved is far beyond the national average, close to eight ...

Making your first retirement account withdrawal is a milestone — one that requires planning, timing and strategy. The right ...

College costs can strain your retirement savings. Learn how to balance both goals with smart planning, 529 strategies, and ...