Yes, you can have a Roth IRA and a 401 (k) if you're eligible to contribute to your employer's 401 (k) plan and you qualify to contribute to a Roth IRA.

Nov 24, 2025 · You can contribute to both a 401 (k) and a Roth IRA, but there are certain limitations you'll have to consider. This guide will cover how to determine your eligibility for a …

Oct 13, 2025 · Can you contribute to both a 401 (k) and an IRA at the same time? Yes, you can, and doing so can help diversify your retirement savings and strengthen your long-term …

Sep 12, 2014 · First of all, you must generally have earned income. There’s a good chance you meet that requirement since you are participating in a 401 (k) plan offered by your employer. …

Jan 1, 2026 · You can have both a Roth IRA and a 401 (k), but each account has its own annual contribution limit. The Roth IRA contribution limit is $7,000 for 2025 ($8,000 if aged 50 and older).

Apr 11, 2025 · I'm trying to figure out if the contribution limits for my Roth IRA and 401k are completely separate or if they count together toward one overall limit. Specifically for 2025, …

6 days ago · Most investors are familiar with 401(k) plans and IRAs, but not as many have heard about Roth accounts. What Are Roth Accounts? Roth accounts are a special type of …

The answer is a resounding yes. Not only can you leverage both, but doing so can provide a diversified and flexible approach to retirement savings. Let’s dive deeper into how these …

Feb 27, 2025 · Learn more about both Roth IRAs and Roth 401 (k)s, including how they work, their income limitations, and why you should consider contributing to them.

Sep 27, 2024 · “Not only can you contribute to both a Roth IRA and a 401 (k), but you should,” said Chelsea Barrows, a certified financial planner and the senior lead planner at Facet. “By...