Dec 9, 2025 · If you’re worried about how to get out of debt, here are some things to know — and how to find legitimate help.

Jul 28, 2025 · Never pay anyone before they help settle your debts. Legitimate organizations won’t try to charge you before they settle any of your debts or enter you into a debt management plan.

According to the FTC, Instacart violated the law when, among other things, it charged people annual membership fees for its subscription service after they’d completed free trials — without getting their …

Credit, Loans, and Debt Learn about getting and using credit, borrowing money, and managing debt.

If a debt collector files a lawsuit against you to collect a debt, it’s important to respond — either yourself or through an attorney. And remember, you have rights when it comes to dealing with debt collectors. …

May 5, 2025 · If you’re getting calls from debt collectors: Know that you can’t be arrested or jailed for not paying your bills and there’s a legal process for garnishing your wages to repay debts.

Have you ever gotten a call about a debt you don’t recognize? Or had a collector harass, threaten, or lie to you?

Dec 9, 2025 · The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts. Here are some answers to frequently …

Tax relief companies advertise help for taxpayers in distress — in exchange for an upfront fee, which can be thousands of dollars. They say they’ll apply for IRS hardship programs to lower or even …

If you’re in debt and need help, a reputable credit counseling organization might be able to help. Good credit counselors spend time discussing your entire financial situation with you before coming up with …