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Consumer spending has remained strong, even as overall household debt levels rise. U.S. credit card balances reached a record $1.28 trillion at the end of 2025, according to the New York Fed. Yet a new analysis predicts credit cards won’t be the main driver of new debt for borrowers this year. CNBC’s Sharon Epperson explains. Watch more: cnb.cx/46eYzFW | CNBC
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Top 10% account for nearly half of all consumer spending: Report
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